For the cost of a good restaurant meal, Americans can help an entrepreneur in a developing nation buy farm equipment, purchase a business license or join a community bank. Microloans as modest as $25 can set whole families on the road to financial independence in countries where most live on less than $1 a day.

In addition to feeling good about uplifting others, contributors can receive financial, emotional and social returns on their investments. Depending on the arrangements, investors may receive reports about funded projects, correspondence from recipients, interest of up to 3 percent, or even a money-back guarantee. Default rates are reportedly miniscule.

To join in, visit MicroPlace.com, VillageBanking.org, GlobalGiving.com, GrameenFoundation.org or Kiva.org. Source: IdealBite.com